new roof

Storm Damage? Here’s What to Do

Storm Damage? Here’s What to Do

A roof doesn’t last forever and at some point a homeowner will need to look at replacing it.  When that time comes you will probably be filled with questions and wondering where to start.  Here are some steps you can take when getting your roof replaced.

Start with an Inspection

Once you have chosen a contractor or your insurance has referred you to one they are going to start with inspecting your roof.  They are going to look at all the different parts of your roof such as the gutters, downspouts, flashing, vents and skylights if you have them.  They are going to look for storm damage, holes, leaks, weakened areas and anything else that will affect the job of replacing your roof.  Once they have finished they will go over with you what they found, what it means and what comes next if you decide to go forwards.

Working with Insurance

If you are replacing your roof because of storm damage then you are probably working with an insurance company.  Your insurance will send an adjuster to come out and inspect your roof themselves.  After both the roofing contractor and insurance company come to an agreement as to the extent of your damage then they will come to an agreement on an estimate.  Insurance companies can drag out the process, especially if they have lots of claims to process after a storm.

If you have a mortgage on your property then the bank or mortgage company will be apprised of everything that is going on.  If you’re insurance company sends you a check for repairs it may even be made out to both you and the mortgage company.  While the roof is being replaced your contractor may find additional problems that couldn’t be detected on the original inspection, if that happens then you will have to go back to your insurance company and amend the claim.  Working with insurance companies can be trying but it is still better than having to pay out of pocket.

The Replacement Process

Whether you can live in your house while the roof is being replaced will depend on the extent of the damage, both the insurance company and the contractor will let you know.  The process can take anywhere from a couple of days to a couple of weeks.  A roof needs to be installed according to local building codes and the specifications of the manufacturer of the materials.  Also check into the warranty coverage in the event that something goes wrong after the replacement is complete.

Asphalt Shingles, Yea or Nay

Asphalt Shingles, Yea or Nay

If you are replacing your roof or putting a roof on new construction you will have to decide what type of roofing material you will use.  One of your options will be asphalt shingles, these have been used on residential and commercial buildings for years.  There are a lot of advantages to using asphalt shingles but, like anything there are some downsides too.  Let’s take a look at the pros and cons of asphalt so you can make an informed choice.

The Good

Asphalt shingles are used everywhere, drive through your neighborhood and you will see them on a number of houses.  These type of shingles are made from asphalt and fiberglass, they are cheap and easy to install.  They are so common because they are one of the least expensive materials you can use on your roof.  Labour costs are lower because of how easy they are to install.  When the time comes to replace the roof in the future then asphalt shingles are really easy to remove.

Plenty of homeowners choose asphalt because there is little to do as far as maintenance goes and repairs are easy.  If you have a leak, you can simply put asphalt over the existing shingles.  You can get them in a variety of colors and textures so you aren’t stuck with that boring slate grey colored roof.  If you take good care of your roof it can last for 30 years or more.  Asphalt shingles have gotten better over the years and now they will help reduce heat absorption, lowering energy costs.  They are resistant to the wind and the ones made from fiberglass are also fire resistant.  When it comes to choosing roofing materials they really are the best bang for your buck.

The Bad

The biggest drawback to asphalt shingles is the fact that they aren’t as durable as some other roofing materials.  If you live in Florida or tornado alley then they may not be able to withstand some of the weather.  Hail, high winds and other harsh storms can make your shingles come loose over time.  Bright hot sunlight can make the shingles change color and curl the edges.  If you live where it is damp much of the time then you can end up with moss growing under your shingles and that further damages your roof.

On balance the cost of shingles and how easy they are to look after makes them the first choice of most roofers and homeowners.